An AI accountant + the only platform that runs the close.
Freemi is two things: a product that captures, codes, reconciles and closes - and an AI agent that does the thinking on top. This page walks through both.
An accountant that never sleeps and never forgets.
Freemi AI watches your bank, your inbox, your card spend and your contractors 24/7. It categorises, drafts, chases and flags - autonomously. You spend the saved hours on the business; the AI keeps the books at “ready”.
Categorises
Every transaction at 94%+ confidence. Asks before guessing the rest. Learns every override.
Prepares the figures
VAT3, RTD, B1, CT1, iXBRL - drafted from your ledger and ready to file. You or your accountant do the filing.
Chases payments
Polite, branded reminders to slow-paying customers. Tone-tuned per relationship.
Flags risk
Cash crunch, employment-status risk, missed deadline, AI-flagged accruals at month-end.
Type a question. Get a real answer.
Freemi AI knows your retainers, your suppliers, your media spend, your freelancers and your VAT period. It reads from the live ledger - not a plugin, not a static report.
- Why is profit down 12% vs last month? Show me the categories that moved.
- Draft a polite reminder to Glanbia for INV-0140 - they're 3 days late.
- Should Molly Keane move to PAYE? Use Revenue's employment status code of practice.
- What's left to close April? Walk me through every accrual you'd recommend.
- How much net VAT will I owe for Mar–Apr 2026, and when is it due?
- Margin on the Vodafone Q2 brand campaign vs target?
Six surfaces. One ledger.
Whatever job you hire Freemi for - banking, payroll, VAT, projects - every action lands in the same double-entry ledger. No plugins, no exports, no reconciliation between tools.
Open banking, AI-categorised, multi-currency.
- AIB / BOI / PTSB / Revolut / N26 · TrueLayer + Tink
- AI categorisation · 94%+ confidence on Irish suppliers
- Multi-currency · EUR / USD / GBP, FX P&L booked monthly
- Live cash chart · 12-month inflow vs outflow
Quotes → invoices → paid → reconciled.
- Quotes with one-click accept
- Branded invoice PDFs · Stripe + GoCardless links
- Customers + AR ageing · Live overdue, statements
- Credit notes + refunds · Auto-reverse the journal
Receipt to ledger in 30 seconds.
- Email-in receipts · Forward to bills@freemi.ai
- Mobile capture (PWA) · Snap in the van, in the shop
- WhatsApp capture · Send a photo, we do the rest - new
- Freemi AI vision · Supplier, date, total, VAT extracted
Wages, PAYE, PRSI & USC recorded to your books.
- PAYE / PRSI / USC · Posted to the ledger each run
- Payslips + P30 + P60 · Generated and stored
- BIK + pension scheme tracking
- Up to 50 employees · BrightPay sync optional
VAT3, RTD, B1, CT1 - drafted from your ledger, ready to file.
- VAT3 + RTD · Figures prepared, ready to file via ROS
- B1 annual return · Drafted from the ledger
- CT1 + iXBRL pack · Year-end one-button export
- Audit trail · Hash-chained, period locks
Live margin, every job.
- Per-project P&L
- Time tracking + WIP
- Freelance ledger · Employment-status risk flag
- Reports + accountant pack · Monthly to your firm
Same engine, every month. From receipt to ready-to-file.
Capture, Categorise, Reconcile, Close. Each step runs continuously in the background. By Day 1 of the next month, the books are already closed and your VAT3 is drafted and ready to file - you or your accountant submit it.
Grabs it before you blink
Bank feeds, email-in receipts, mobile + WhatsApp capture, Stripe/Shopify connectors.
AI codes every line
94%+ confidence on Irish suppliers. Learns your overrides, never guesses without evidence.
Matches without your help
Bank ↔ invoice, Bank ↔ bill. Stripe payouts decomposed. Multi-currency FX booked monthly.
Closes the month
Accruals queued. VAT3 / RTD drafted, ready to file. Year-end pack (CT1 + B1 + iXBRL) on demand.
Native where it matters. Open everywhere else.
Freemi connects directly to the systems Irish books touch every day - banks, payments, payroll, Revenue. No plugin sprawl, no “you need to enable that integration”.
- AIB Business
- Bank of Ireland
- Permanent TSB
- Revolut Business
- N26 Business
- Wise Business
- Stripe payouts
- Stripe
- GoCardless SEPA Direct Debit
- Shopify orders
- Apple Pay / Google Pay receipts
- VAT3 figures · ready to file
- RTD categories prepared
- B1 annual return draft
- CT1 + iXBRL pack
- Form 11 figures
- BrightPay sync (two-way)
- Pension provider feeds
- Payslip generation
- P30 / P60 documents
- Email-in (forward / BCC)
- Mobile camera (PWA)
- WhatsApp Business - new
- PDF / CSV upload
- Free seat per accountant
- White-label per firm
- Multi-client portfolio
- Audit log per change
Your books, encrypted and Irish.
EU-hosted in Dublin, AES-256 at rest, TLS 1.3 in flight, hash-chained audit trail, GDPR-compliant. Every change is traceable and exportable in one click.
- EU-hosted (Dublin)eu-west-1 region. Data never leaves Ireland.
- AES-256 + TLS 1.3At rest and in flight.
- Hash-chained audit trailEvery change is verifiable, exportable to Revenue.
- GDPR-compliant + DPA on fileRight to export and erasure honoured in 7 days.
- Period locks immutableLocked months can't be edited - only reversed via journal.
- Revenue-ready figuresVAT3, RTD and year-end prepared, ready for ROS - you file.
30-min walkthrough. No card.
We'll show you the agent, the close-month flow, and answer any questions about your specific books.
