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Autonomous bookkeeping · live in 18 minutes

Bookkeeping that runs itself.

Bank feeds in. AI categorises. Every transaction reconciled. VAT3 ready to file by 9am Monday - your books close themselves while you grow the business.

Plans from €18/mo
No card · 30-day setup
ROS-ready · GDPR · EU-hosted
Today0 tasks0

Bank feed

Stripe payout

MATCHED

€612.00 · STRIPE PAYMENTS

Connects to the tools Irish businesses already use
AIBBank of IrelandRevolutTrueLayerStripeRevenue ROS
Built for how Ireland works

From the café counter to the workshop floor.

Freemi runs the books for the businesses that keep Ireland moving - cafés, trades, agencies, freelancers and retailers. Bank feeds, receipts, payroll records and VAT figures - kept clean and ready for your accountant.

A café owner at the till
Cafés & hospitality
A maker working in their workshop
Trades & makers
A founder working on a laptop
Agencies & freelancers
A shop owner behind the counter
Retail & service
Always working

While you run the business, Freemi runs the books.

Invoices go out and get chased. Payments reconcile themselves. Receipts file on capture. Transactions get coded. VAT3 lands ready for ROS. You watch it happen - or you don’t, and just find the books done.

  • Every action logged to an immutable audit trail
  • Nothing posts without your rules - you stay in control
  • Your accountant gets a clean, always-ready ledger
Live from your books
today
  • Invoice sentjust now
    INV-0143 → Aer Lingus · Stripe link
    €14,400
  • Payment reconciled2m
    AIB ↔ INV-0141 · auto-matched
    €18,300
  • Receipt captured8m
    Tesco · read + filed to Expenses
    €38.42
  • 12 transactions coded15m
    AIB feed · 94% avg confidence
  • Bill approved1h
    AWS EU-WEST-1 · queued for SEPA
    €612
  • VAT3 ready to file3h
    Mar–Apr 2026 · figures prepared
    €8,342
Every action logged to your audit trail Books at “ready”
What is autonomous bookkeeping?

Books that collect, code, close themselves.

Freemi watches your bank, your email-in inbox, your card spend, your suppliers, your invoices - categorises everything, reconciles to the ledger, and surfaces only what needs you. The result is books that are always ready to send to your accountant.

Avg customer saves 20+ hours per month at month-end
  • More time for clients

    20+ hours back per month at month-end. Spend them on the work that grows the business.

  • Books you can trust

    Every entry traceable to bank, supplier or invoice. AI never guesses without evidence.

  • No month-end scramble

    Reconciliation runs continuously. Day 1 of the month, the books are already closed.

  • Clear cash visibility

    Live cash position, ageing, VAT due - always one click away. Never guess again.

  • Built for Ireland

    Irish VAT (23/13.5/9), RTD categories, payroll records and a year-end pack - prepared ready for your accountant to file.

  • Free for your accountant

    External accountant logs in free. Audit trail follows them everywhere they go.

The Freemi engine

Four modules that close your month before you wake up.

Capture, Categorise, Reconcile, Close. Each one runs continuously. You get a single dashboard with your books always at “ready” - and your accountant gets a clean audit trail.

Sorting receipts and bank data on a desk
Step 01 · Freemi Capture

Capture

Grabs the data before you blink.

  • AIB · BOI · PTSB · Revolut · N26 via TrueLayer + Tink
  • Email-in receipts · Freemi AI vision at 91%+ confidence
  • Stripe / Shopify / Amazon connectors for eCommerce
AIB Business
+€28,500 · VODAFONE IRELAND PLC
Email-in
Heiton Buckley · €3,450 · OCR 91%
Stripe payout
€7,200 · auto-decomposed to 12 orders
Working through transactions on a laptop
Step 02 · Freemi Categorise

Categorise

Turns transactions into ledger entries.

  • AI suggests at 94% confidence · learns your overrides
  • VAT-aware · 23% / 13.5% / 9% / reverse-charge
  • Maps to your chart of accounts automatically
94% confident
FREELANCE.MOLLY KEANE → Freelance creative
ApplyChoose other
A calculator on a ledger, reconciling the numbers
Step 03 · Freemi Reconcile

Reconcile

Match every transaction without lifting a finger.

  • Bank ↔ invoice · Bank ↔ bill · Stripe payouts decomposed
  • Multi-currency with FX gain/loss booked monthly
  • Hash-chained audit trail · Revenue-grade evidence
Reconciled3 in last 60s
INV-0142 ↔ AIB · €28,500
INV-0141 ↔ AIB · €18,300
A relaxed business owner, the month already closed
Step 04 · Freemi Close

Close

Close the month in minutes, not days.

  • AI-flagged accruals · prepayments · journal queue
  • VAT3 + RTD figures prepared, ready to file
  • Year-end pack (CT1 + B1 + iXBRL) ready for your accountant
VAT3
Ready to file
Payroll
Recorded
Year-end
Pack ready
Legacy is tired

Stop stitching Xero + Surf + Excel together.

Legacy tools were built for a desktop accountant in 2008. Freemi is built for the way Irish businesses run today - bank feeds, AI, ROS, freelancers, multi-currency, all native.

Legacy stack

Xero / Sage / Surf + 6 plugins

XeroSageSurfExcelDextBrightPay+ 6 plugins
  • VAT3 done by hand or via a separate plugin
  • Bank feeds break weekly · screenshots get pasted into Excel
  • Real-time PAYE handled by a different tool entirely
  • Receipts captured in a third app · OCR optional, often wrong
  • Year-end CT1 + B1 + iXBRL outsourced to your accountant's spreadsheet
  • Per-transaction fees · per-bank-feed fees · per-add-on fees
Per-transaction · per-feed · per-add-on fees
Freemi Books

One platform · zero plugins

One platform · one login · one price
  • VAT3 + RTD figures prepared in Freemi, ready to file - no copy-paste
  • Bank feeds via TrueLayer + Tink · auto-renew · 99.9% uptime
  • Payroll, payslips, PAYE / PRSI / USC recorded straight to the ledger
  • Email-in receipts + Freemi AI vision + project routing, all native
  • Year-end pack (CT1 + B1 + iXBRL) drafted for your accountant
  • One monthly price · accountant access free · cancel anytime
Built for both sides

Loved by businesses. Free for accountants.

Two surfaces, one ledger. Your books on the contractor side, your accountant's portfolio on the practice side. Every change is mirrored in real time with a full audit trail - no email back-and-forth.

A business owner reviewing their books on a laptop in a café
Daily book

Contractor surface

Daily book - for the business owner, ops lead, or finance manager.

  • Live AIB / BOI / Revolut feeds with AI categorisation
  • Email-in expenses · Freemi AI vision auto-extracts
  • Payroll & payslips recorded to the ledger
  • VAT3 + RTD figures prepared, ready to file · customer ageing
  • Project margin · time, media spend, freelancers
Open contractor demo
An accountant working through a client portfolio at her desk
Practice surface

Practice surface

Free for accountancy firms · white-label optional.

  • Multi-client portfolio with health scores
  • Deadline tracker · VAT3 / RTD / B1 / CT1 / Payroll
  • Bulk actions across clients · capacity planning
  • Drill into any workspace · audit-trail follows you
  • Per-client wholesale billing · directory leads
Open practice demo
FAQ

Frequent questions

How fast can I get up and running?

18 minutes for the average business - connect your bank via Open Banking, point us at your email-in inbox, drop a CSV of opening balances if you have one. The migration concierge team handles anything trickier (Sage 50, Surf, QuickBooks, Xero) for free.

Does my accountant need to learn anything new?

No. They get a free seat into Freemi's Practice surface - the same data they'd see in a typical CRM-style portal, plus drill-in to your full ledger. They keep using the workflows they know.

Does Freemi file my VAT3 / RTD?

No - Freemi keeps the books and prepares the figures. We calculate the VAT on every line and have your VAT3 (and the annual RTD) drafted and ready to file at all times. You or your accountant do the actual filing via ROS - we just make sure the numbers are always right and ready.

Is the AI categorisation reliable?

It's pre-trained on Irish supplier names, common patterns and your historical decisions. It runs at 94% confidence on average, asks before guessing the rest, and gets sharper with every override.

Does Freemi run payroll?

Freemi records payroll and payslips straight into your books - wages, PAYE, PRSI, USC, BIK and pension all land in the ledger and on the P&L. It doesn't submit returns to Revenue; the PAYE filing stays with you or your accountant. Freemi keeps the numbers clean and reconciled.

Where is my data hosted?

EU (eu-west-1, Dublin region). AES-256 at rest, TLS 1.3 in flight. Hash-chained audit trail. GDPR-compliant. You can export everything as CSV / Excel / PDF at any point.

Other questions? hello@freemi.ai
Simple plans · everything included

Three plans. No surprises.

Your accountant logs in for free. No per-transaction fees. No add-on packs. Cancel month-to-month.

Starter
18/mo
Sole traders & freelancers
Invoicing, expenses & VAT3 prep
Start free trial
Most popular
Standard
38/mo
Growing businesses
Full bookkeeping + payroll records
Start free trial
Premium
60/mo
Service & eCommerce
Projects, multi-currency, more seats
Start free trial
Billed monthly · ex VAT · 30-day free trial · no card
24-month transaction history imported Migration concierge included EU-hosted · GDPR · TLS 1.3
Migrating from?

Side-by-side comparisons

Last bookkeeper you'll ever need

Clean books, minus the grind.

See Freemi run on real Irish books in a 30-minute live walkthrough. No card, no credit-pull, no follow-up spam.

A business owner whose books are already done, free to focus on their craft
Books at “ready” · 0 to review